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What is the purpose of your loan?
Purchase
Refinance
Debt Consolidation
How much you will borrow?
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What is the value of your home?
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How is your current credit history?
Excellent - no issues
Average - paid telco / utility default
Fair - multiple defaults
Poor - prior brankuptcy or part 9
How is your loan repayment?
Excellent
A little late
I've missed a couple of payments
I need your help
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